Well I got an answer from my insurance company. They said they would insure my collection for $500 a year. You can look at my sig. and see I don't have any real expensive snakes so I think that is a little to high for me But at least they said yes. I did not talk to them yet. They just left the answer on the machine so not to sure why it is so high. I have $150,000 insurance on the contents in my house for alot less then that. lol: